The 4 Worst Cities to Retire In

38941442_sThere may be something of a retirement crisis in America. Due to a strained economy, high education costs, and fewer companies offering retirement accounts to employees, workers are expecting to retire later than they used to. But, for at least a decade, folks have tended to leave their working lives behind sooner than they expected – often due to health problems or some other factor. Now, although the expected retirement age is 66, the average age for making the move is actually 62. The crisis then is pretty clear – a lot of folks are retiring without quite being able to afford to do so.

Therefore, it’s become very important to make wise decisions about where to retire. Cost of living is a huge factor to consider. One proactive step to take is to try out Payscale’s Cost of Living Calculator to help you determine how changing cities will impact your finances.

Beyond finances, folks want to retire somewhere safe, lovely, and where there are interesting places to go and things to do. WalletHub took all of these factors, and many more, into consideration when they recently came up with their list of the best and worst cities to retire. Let’s take a closer look at the four worst cities to live post-retirement and try to understand why they’re such a challenging fit.

1. Newark, New Jersey.

Ranked 150th out of the 150 cities profiled, Newark, New Jersey is the single worst city for retirees according to this ranking. The city came in dead last in healthcare rank (based on factors such as number of care facilities and public hospitals, number of doctors and nurses, and other things like “emotional health” and “death rate for people over 65”). One thing is clear, the lack of adequate healthcare in Newark makes it a less than ideal place to retire.

2. Jersey City, New Jersey.

Another city in New Jersey holds down the second to last spot on the list. Jersey City’s healthcare rank was 149 of 150, just behind Newark. Also, this city scored low (140th out of 150) in activities rank (hiking, golf courses, fishing, etc.) and in affordability (141st out of 150).

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